# Mid Penn Bancorp (MPB) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $37.40, market value $948 million.

## Valuation
- **P/E (trailing): 13.0×** (5-yr avg 9.9×, 3-yr avg 10.4×). Mid Penn Bancorp trades at 13.0× trailing earnings, well above its own five-year average of 9.9×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.7×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 8.4%** (5-yr avg 13.5%). Free cash flow equals 8.4% of the market value, below its five-year average of 13.5%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.7%**. The inverse of the P/E: 7.7% of the price is earned each year.

## Profitability
- **Return on equity: 6.9%**. 6.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -12.1%** (3-yr -9.5%/yr, 5-yr -3.8%/yr). Earnings per share fell 12.1%.
- **Free-cash-flow growth (3 yr): 8.8%/yr**. Free cash flow has compounded at 8.8% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 2.46%** ($0.89 per share, trailing). Mid Penn Bancorp yields 2.46%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 32%** (27% of free cash flow). 32% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 3**. 3 straight years of increases.
- **Dividend growth (5 yr): 1.3%/yr** (1-yr 2.5%). The dividend has grown 1.3% a year over five years.

## Price and momentum
- **Total return (1 yr): 25.8%** (YTD 22.3%, 3-mo 13.8%). The shares are up 25.8% over twelve months including dividends.
- **From 52-week high: -4.5%** (40.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.56** (volatility 25%). Beta of 0.56 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MPB · Page: https://foliofundamentals.com/stocks/mpb

Not investment advice.