# MSC Income Fund Inc. (MSIF) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $12.65, market value $574 million.

## Valuation
- **P/E (trailing): 5.9×** (5-yr avg 9.5×, 3-yr avg 9.5×). MSC Income Fund Inc. trades at 5.9× trailing earnings, well below its own five-year average of 9.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.7×, higher than trailing, so analysts expect earnings to fall.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 16.9%**. The inverse of the P/E: 16.9% of the price is earned each year.

## Profitability
- **Return on equity: 12.0%**. 12.0% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): -0.7%** (3-yr 0.3%/yr). Earnings per share fell 0.7%.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $21 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.85%** ($1.39 per share, trailing). MSC Income Fund Inc. yields 2.85%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 76%**. 76% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 1**. 1 straight year of increases.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover MSC Income Fund Inc.; the consensus is buy, with an average price target of $14.21 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -1.0%** (YTD 0.1%, 3-mo 7.7%). The shares are down 1.0% over twelve months including dividends.
- **From 52-week high: -12.5%** (17.1% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): 0.53** (volatility 27%). Beta of 0.53 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MSIF · Page: https://foliofundamentals.com/stocks/msif

Not investment advice.