# MMTec Inc. (MTC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $4.36, market value $434 million.

## Valuation
- **P/E (trailing): 5.7×**. MMTec Inc. trades at 5.7× trailing earnings. The Technology median in the September 2026 study was 32.1×.
- **Price / sales: 537.7×**. Each dollar of revenue is priced at 537.7×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 33.5×**. The shares trade at 33.5× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Earnings yield: 17.4%**. The inverse of the P/E: 17.4% of the price is earned each year.

## Profitability
- **Gross margin: 21.6%**. MMTec Inc. keeps 21.6% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: -470.9%**. Operating margin is negative: the business loses money before interest and tax.
- **Return on equity: -386.2%**. Return on equity is negative because earnings are negative.
- **Return on assets: -304.5%**. Each dollar of assets produces -304.5% of profit.

## Growth
- **Revenue growth (1 yr): -56.8%** (3-yr -9.1%/yr, 5-yr 1.7%/yr). Revenue fell 56.8% over the last year, against 1.7% a year compounded over five years: growth is slowing.

## Financial health
- **Current ratio: 12.50** (quick 12.50). Current assets cover the next year's liabilities 12.50 times.
- **Altman Z-score: 67.78**. A Z-score of 67.78 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. MMTec Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 358.9%** (YTD 27.5%, 3-mo 24.6%). The shares are up 358.9% over twelve months including dividends.
- **From 52-week high: -52.1%** (1637.1% above the low). Trading 52% below its 52-week high, deep in a drawdown.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 68**. An RSI of 68 is neutral.
- **Beta (1 yr): 2.37** (volatility 640%). Beta of 2.37 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MTC · Page: https://foliofundamentals.com/stocks/mtc

Not investment advice.