# MGIC Investment Corporation (MTG) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $31.01, market value $6.4 billion.

## Valuation
- **P/E (trailing): 9.7×** (5-yr avg 7.2×, 3-yr avg 8.2×). MGIC Investment Corporation trades at 9.7× trailing earnings, well above its own five-year average of 7.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.05**. A PEG of 1.05 is in the range usually read as fairly priced for its growth.
- **Price / sales: 5.3×**. Each dollar of revenue is priced at 5.3×.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 11.1%** (5-yr avg 14.1%). Free cash flow equals 11.1% of the market value, below its five-year average of 14.1%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 10.3%**. The inverse of the P/E: 10.3% of the price is earned each year.

## Profitability
- **Net margin: 60.8%**. 60.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 14.3%**. 14.3% on shareholders' equity is solid.
- **Return on assets: 10.7%**. Each dollar of assets produces 10.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 0.5%** (3-yr 1.1%/yr, 5-yr 0.2%/yr). Revenue grew 0.5% over the last year, against 0.2% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 8.7%** (3-yr 4.0%/yr, 5-yr 19.5%/yr). Earnings per share rose 8.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 9.6%/yr**. Free cash flow has compounded at 9.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $369 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.19%** ($0.60 per share, trailing). MGIC Investment Corporation yields 2.19%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 18%** (19% of free cash flow). 18% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 7**. 7 straight years of increases.
- **Dividend growth (5 yr): 18.5%/yr** (1-yr 14.3%). The dividend has compounded at 18.5% a year over five years, doubling roughly every 4 years at that pace.

## Price and momentum
- **Total return (1 yr): 10.9%** (YTD 7.3%, 3-mo 21.6%). The shares are up 10.9% over twelve months including dividends.
- **From 52-week high: -2.8%** (25.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.16** (volatility 23%). Beta of 0.16 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MTG · Page: https://foliofundamentals.com/stocks/mtg

Not investment advice.