# Blackrock MuniHoldings California Quality Fund Inc. (MUC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Capital Markets. Price $10.12, market value $1.3 billion.

## Valuation
- **P/E (trailing): 10.5×** (5-yr avg 23.0×, 3-yr avg 23.0×). Blackrock MuniHoldings California Quality Fund Inc. trades at 10.5× trailing earnings, well below its own five-year average of 23.0×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 13.0×**. Each dollar of revenue is priced at 13.0×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 4.5%** (5-yr avg 14.8%). Free cash flow equals 4.5% of the market value, below its five-year average of 14.8%, so the shares are pricier on cash than usual.
- **Earnings yield: 9.5%**. The inverse of the P/E: 9.5% of the price is earned each year.

## Profitability
- **Net margin: 94.1%**. 94.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 6.4%**. 6.4% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 3.7%**. Each dollar of assets produces 3.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 154.6%**. Revenue grew 154.6% over the last year.
- **Free-cash-flow growth (3 yr): -23.5%/yr**. Free cash flow has compounded at -23.5% a year over three years.

## Dividends
- **Dividend yield: 6.34%** ($0.64 per share, trailing). Blackrock MuniHoldings California Quality Fund Inc. yields 6.34%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 70%** (113% of free cash flow). 70% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 1.7%/yr** (1-yr 7.5%). The dividend has grown 1.7% a year over five years.

## Price and momentum
- **Total return (1 yr): -2.9%** (YTD -1.4%, 3-mo -4.9%). The shares are down 2.9% over twelve months including dividends.
- **From 52-week high: -9.3%** (6.4% above the low). Trading 9% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.25** (volatility 9%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MUC · Page: https://foliofundamentals.com/stocks/muc

Not investment advice.