# Blackrock MuniHoldings California Quality Fund Inc. (MUC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $10.45, market value $984 million.

## Valuation
- **P/E (trailing): 45.4×** (5-yr avg 23.0×, 3-yr avg 23.0×). Blackrock MuniHoldings California Quality Fund Inc. trades at 45.4× trailing earnings, well above its own five-year average of 23.0×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 25.8×**. Each dollar of revenue is priced at 25.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 0.5%** (5-yr avg 14.8%). Free cash flow equals 0.5% of the market value, below its five-year average of 14.8%, so the shares are pricier on cash than usual.
- **Earnings yield: 2.2%**. The inverse of the P/E: 2.2% of the price is earned each year.

## Profitability
- **Net margin: 99.9%**. 99.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 3.2%**. 3.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 2.0%**. Each dollar of assets produces 2.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 228.1%**. Revenue grew 228.1% over the last year.
- **EPS growth (1 yr): 265.4%**. Earnings per share rose 265.4%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 6.14%** ($0.64 per share, trailing). Blackrock MuniHoldings California Quality Fund Inc. yields 6.14%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 118%** (883% of free cash flow). The dividend exceeds earnings (118% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 1.7%/yr** (1-yr 7.5%). The dividend has grown 1.7% a year over five years.
- **Shareholder yield: 7.5%**. Dividends plus net buybacks return 7.5% of the market value a year.

## Price and momentum
- **Total return (1 yr): 6.7%** (YTD 2.1%, 3-mo -1.9%). The shares are up 6.7% over twelve months including dividends.
- **From 52-week high: -6.4%** (2.5% above the low). Trading 6% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 32**. An RSI of 32 is neutral.
- **Beta (1 yr): 0.25** (volatility 8%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MUC · Page: https://foliofundamentals.com/stocks/muc

Not investment advice.