# Blackrock MuniHoldings New Jersey Quality Fund Inc. (MUJ) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $12.02, market value $605 million.

## Valuation
- **P/E (trailing): 26.1×** (5-yr avg 17.6×, 3-yr avg 17.6×). Blackrock MuniHoldings New Jersey Quality Fund Inc. trades at 26.1× trailing earnings, well above its own five-year average of 17.6×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 20.2×**. Each dollar of revenue is priced at 20.2×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 5.8%** (5-yr avg 12.1%). Free cash flow equals 5.8% of the market value, below its five-year average of 12.1%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 3.8%**. The inverse of the P/E: 3.8% of the price is earned each year.

## Profitability
- **Net margin: 99.1%**. 99.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 4.3%**. 4.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 2.6%**. Each dollar of assets produces 2.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 2052.3%**. Revenue grew 2052.3% over the last year.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 5.39%** ($0.65 per share, trailing). Blackrock MuniHoldings New Jersey Quality Fund Inc. yields 5.39%, an income-level yield.
- **Payout ratio: 90%** (76% of free cash flow). 90% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): -1.3%/yr** (1-yr 5.9%). The dividend has not grown over five years.
- **Shareholder yield: 6.3%**. Dividends plus net buybacks return 6.3% of the market value a year.

## Price and momentum
- **Total return (1 yr): 14.8%** (YTD 4.2%, 3-mo -1.0%). The shares are up 14.8% over twelve months including dividends.
- **From 52-week high: -5.2%** (7.7% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 42**. An RSI of 42 is neutral.
- **Beta (1 yr): 0.24** (volatility 9%). Beta of 0.24 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MUJ · Page: https://foliofundamentals.com/stocks/muj

Not investment advice.