# First Western Financial Inc. (MYFW) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $31.36, market value $306 million.

## Valuation
- **P/E (trailing): 17.0×** (5-yr avg 20.8×, 3-yr avg 26.4×). First Western Financial Inc. trades at 17.0× trailing earnings, close to its own five-year average of 20.8×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.22**. A PEG of 0.22 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.9×**. Each dollar of revenue is priced at 2.9×.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.4%** (5-yr avg 17.7%). Free cash flow equals 7.4% of the market value, below its five-year average of 17.7%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 5.9%**. The inverse of the P/E: 5.9% of the price is earned each year.

## Profitability
- **Net margin: 13.6%**. 13.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.0%**. 5.0% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.6%**. Each dollar of assets produces 0.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.6%** (3-yr -3.5%/yr, 5-yr 0.9%/yr). Revenue grew 7.6% over the last year, against 0.9% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 54.0%** (3-yr -15.6%/yr, 5-yr -15.3%/yr). Earnings per share rose 54.0%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. First Western Financial Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 36.9%** (YTD 17.0%, 3-mo 7.5%). The shares are up 36.9% over twelve months including dividends.
- **From 52-week high: -8.7%** (42.8% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 51**. An RSI of 51 is neutral.
- **Beta (1 yr): 0.59** (volatility 27%). Beta of 0.59 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MYFW · Page: https://foliofundamentals.com/stocks/myfw

Not investment advice.