# NCR Atleos Corporation (NATL) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Technology / Computers & Hardware. Price $46.64, market value $3.4 billion.

## Valuation
- **P/E (trailing): 18.1×** (5-yr avg 24.6×, 3-yr avg 24.6×). NCR Atleos Corporation trades at 18.1× trailing earnings, well below its own five-year average of 24.6×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 8.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.09**. A PEG of 0.09 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.8×**. Each dollar of revenue is priced at 0.8×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 7.4×**. The shares trade at 7.4× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **EV / EBITDA: 7.3×**. Enterprise value is 7.3× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 4.6%** (5-yr avg 11.0%). Free cash flow equals 4.6% of the market value, below its five-year average of 11.0%, so the shares are pricier on cash than usual.
- **Earnings yield: 5.5%**. The inverse of the P/E: 5.5% of the price is earned each year.

## Profitability
- **Operating margin: 11.4%**. 11.4% of revenue is left after running the business.
- **Net margin: 3.7%**. 3.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 40.2%**. 40.2% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 14.7%**. Return on all capital, debt included, is 14.7%.
- **Return on assets: 3.4%**. Each dollar of assets produces 3.4% of profit.

## Growth
- **Revenue growth (1 yr): 1.1%** (3-yr 1.8%/yr). Revenue grew 1.1% over the last year.
- **EPS growth (1 yr): 98.1%** (3-yr 15.2%/yr). Earnings per share rose 98.1%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 3.4%/yr**. Free cash flow has compounded at 3.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 6.84**. Debt is 6.84 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 2.9×**. It would take 2.9 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 0.96** (quick 0.96). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 1.52**. A Z-score of 1.52 is in the distress zone, a signal to examine the balance sheet closely.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. NCR Atleos Corporation does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 26.5%** (YTD 22.5%, 3-mo 0.1%). The shares are up 26.5% over twelve months including dividends.
- **From 52-week high: -3.8%** (40.0% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.66** (volatility 26%). Beta of 0.66 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NATL · Page: https://foliofundamentals.com/stocks/natl

Not investment advice.