# Navient Corporation (NAVI) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Basic Materials / Chemicals. Price $9.63, market value $903 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Navient Corporation reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 3.3×**. Each dollar of revenue is priced at 3.3×.
- **Price / book: 0.4×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.

## Profitability
- **Return on equity: -3.3%**. Return on equity is negative because earnings are negative.
- **Return on assets: 0.3%**. Each dollar of assets produces 0.3% of profit.

## Growth
- **EPS growth (1 yr): -168.6%**. Earnings per share fell 168.6%.

## Financial health
- **Debt to equity: 19.05**. Debt is 19.05 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 6.65%** ($0.64 per share, trailing). Navient Corporation yields 6.65%, high enough to check carefully: yields this high often precede a cut.
- **Consecutive years of increases: 12**. 12 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 0.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: hold** (7 analysts). 7 analysts cover Navient Corporation; the consensus is hold, with an average price target of $9.07 (-6% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -25.4%** (YTD -22.9%, 3-mo 23.3%). The shares are down 25.4% over twelve months including dividends.
- **From 52-week high: -29.7%** (31.4% above the low). Trading 30% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 60**. An RSI of 60 is neutral.
- **Beta (1 yr): 0.69** (volatility 41%). Beta of 0.69 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NAVI · Page: https://foliofundamentals.com/stocks/navi

Not investment advice.