# NB Bancorp Inc. (NBBK) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services. Price $23.16, market value $1.0 billion.

## Valuation
- **P/E (trailing): 15.2×** (5-yr avg 29.7×, 3-yr avg 29.7×). NB Bancorp Inc. trades at 15.2× trailing earnings, well below its own five-year average of 29.7×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.35**. A PEG of 0.35 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.7%** (5-yr avg 7.5%). Free cash flow equals 7.7% of the market value, in line with its five-year average of 7.5%. Above 5% is generally attractive.
- **Earnings yield: 6.6%**. The inverse of the P/E: 6.6% of the price is earned each year.

## Profitability
- **Return on equity: 5.9%**. 5.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 25.2%**. Earnings per share rose 25.2%.
- **Free-cash-flow growth (3 yr): 22.5%/yr**. Free cash flow has compounded at 22.5% a year over three years.

## Dividends
- **Dividend yield: 1.21%** ($0.98 per share, trailing). NB Bancorp Inc. yields 1.21%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 11%**. 11% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.

## Price and momentum
- **Total return (1 yr): 22.4%** (YTD 17.6%, 3-mo 16.2%). The shares are up 22.4% over twelve months including dividends.
- **From 52-week high: -1.3%** (37.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.47** (volatility 26%). Beta of 0.47 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NBBK · Page: https://foliofundamentals.com/stocks/nbbk

Not investment advice.