# NewtekOne Inc. (NEWT) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $12.44, market value $359 million.

## Valuation
- **P/E (trailing): 5.6×** (5-yr avg 6.5×, 3-yr avg 5.7×). NewtekOne Inc. trades at 5.6× trailing earnings, close to its own five-year average of 6.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 5.7×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.51**. A PEG of 0.51 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: -205.8%** (5-yr avg -59.4%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 17.8%**. The inverse of the P/E: 17.8% of the price is earned each year.

## Profitability
- **Return on equity: 15.2%**. 15.2% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 11.2%** (3-yr 17.6%/yr). Earnings per share rose 11.2%.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 6.11%** ($0.76 per share, trailing). NewtekOne Inc. yields 6.11%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 46%**. 46% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): -18.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (5 analysts). 5 analysts cover NewtekOne Inc.; the consensus is buy, with an average price target of $15.80 (+27% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 7.4%** (YTD 13.0%, 3-mo -4.7%). The shares are up 7.4% over twelve months including dividends.
- **From 52-week high: -20.7%** (29.7% above the low). Trading 21% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 42**. An RSI of 42 is neutral.
- **Beta (1 yr): 1.33** (volatility 37%). Beta of 1.33 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NEWT · Page: https://foliofundamentals.com/stocks/newt

Not investment advice.