# NewtekOne Inc. (NEWT) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $10.65, market value $308 million.

## Valuation
- **P/E (trailing): 5.0×** (5-yr avg 6.5×, 3-yr avg 5.7×). NewtekOne Inc. trades at 5.0× trailing earnings, well below its own five-year average of 6.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 5.1×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.45**. A PEG of 0.45 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: -240.4%** (5-yr avg -59.4%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 20.1%**. The inverse of the P/E: 20.1% of the price is earned each year.

## Profitability
- **Return on equity: 15.2%**. 15.2% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 11.2%** (3-yr 17.6%/yr). Earnings per share rose 11.2%.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 7.13%** ($0.76 per share, trailing). NewtekOne Inc. yields 7.13%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 46%**. 46% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): -18.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (5 analysts). 5 analysts cover NewtekOne Inc.; the consensus is buy, with an average price target of $15.20 (+43% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 10.7%** (YTD -0.1%, 3-mo -26.3%). The shares are up 10.7% over twelve months including dividends.
- **From 52-week high: -32.1%** (11.1% above the low). Trading 32% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 44**. An RSI of 44 is neutral.
- **Beta (1 yr): 1.25** (volatility 36%). Beta of 1.25 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NEWT · Page: https://foliofundamentals.com/stocks/newt

Not investment advice.