# NICE Ltd American (NICE) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $105.50, market value $6.2 billion.

## Valuation
- **P/E (trailing): 15.4×** (5-yr avg 45.2×, 3-yr avg 25.3×). NICE Ltd American trades at 15.4× trailing earnings, well below its own five-year average of 45.2×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 8.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.19**. A PEG of 0.19 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.0×**. Each dollar of revenue is priced at 2.0×.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 7.2×**. Enterprise value is 7.2× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 9.1%** (5-yr avg 5.3%). Free cash flow equals 9.1% of the market value, above its five-year average of 5.3%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.5%**. The inverse of the P/E: 6.5% of the price is earned each year.

## Profitability
- **Gross margin: 65.1%**. NICE Ltd American keeps 65.1% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 18.5%**. 18.5% of revenue is left after running the business, a healthy level in most sectors.
- **Net margin: 20.8%**. 20.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 15.8%**. 15.8% on shareholders' equity is solid.
- **Return on invested capital: 11.2%**. Return on all capital, debt included, is 11.2%.
- **Return on assets: 8.3%**. Each dollar of assets produces 8.3% of profit.

## Growth
- **Revenue growth (1 yr): 7.7%** (3-yr 10.5%/yr, 5-yr 12.3%/yr). Revenue grew 7.7% over the last year, against 12.3% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 43.0%** (3-yr 34.2%/yr, 5-yr 26.5%/yr). Earnings per share rose 43.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 15.9%/yr**. Free cash flow has compounded at 15.9% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. NICE Ltd American holds more cash than debt.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. NICE Ltd American does not currently pay a dividend, but it returned 8.4% of its market value through buybacks over the last year.

## Analyst view
- **Analyst consensus: buy** (13 analysts). 13 analysts cover NICE Ltd American; the consensus is buy, with an average price target of $125.85 (+19% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -23.9%** (YTD -6.7%, 3-mo 13.3%). The shares are down 23.9% over twelve months including dividends.
- **From 52-week high: -31.4%** (27.0% above the low). Trading 31% below its 52-week high, deep in a drawdown.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.25** (volatility 52%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NICE · Page: https://foliofundamentals.com/stocks/nice

Not investment advice.