# NIO Inc. American (NIO) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Consumer Cyclical / Automobiles. Price $3.80, market value $9.5 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). NIO Inc. American reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.83**. A PEG of 0.83 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.1×**. Each dollar of revenue is priced at 0.1×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 15.2×**. The shares trade at 15.2× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: -4.6%** (5-yr avg -10.9%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.

## Profitability
- **Gross margin: 17.4%**. NIO Inc. American keeps 17.4% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: -3.0%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: -17.1%**. The company reported a net loss over the last twelve months.
- **Return on equity: -359.2%**. Return on equity is negative because earnings are negative.
- **Return on assets: -26.7%**. Each dollar of assets produces -26.7% of profit.

## Growth
- **Revenue growth (1 yr): 38.9%** (3-yr 20.5%/yr, 5-yr 38.1%/yr). Revenue grew 38.9% over the last year, against 38.1% a year compounded over five years.
- **EPS growth (1 yr): 35.1%**. Earnings per share rose 35.1%, roughly in step with revenue.

## Financial health
- **Debt to equity: 2.23**. Debt is 2.23 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 0.1×**. It would take 0.1 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: -3.7×**. Operating profit covers interest only -3.7×: fragile.
- **Altman Z-score: 0.74**. A Z-score of 0.74 is in the distress zone, a signal to examine the balance sheet closely.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. NIO Inc. American does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (24 analysts). 24 analysts cover NIO Inc. American; the consensus is buy, with an average price target of $6.57 (+73% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -38.0%** (YTD -25.5%, 3-mo -29.1%). The shares are down 38.0% over twelve months including dividends.
- **From 52-week high: -52.6%** (2.4% above the low). Trading 53% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 25**. An RSI of 25 is oversold; bounces are common, but oversold can stay oversold in a real decline.
- **Beta (1 yr): 1.30** (volatility 55%). Beta of 1.30 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NIO · Page: https://foliofundamentals.com/stocks/nio

Not investment advice.