# NLI Holdings Inc. (NL) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Industrials / Professional Services. Price $6.79, market value $332 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). NLI Holdings Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 2.0×**. Each dollar of revenue is priced at 2.0×.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 12.0×**. Enterprise value is 12.0× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 2.4%** (5-yr avg 4.6%). Free cash flow equals 2.4% of the market value, below its five-year average of 4.6%, so the shares are pricier on cash than usual.

## Profitability
- **Gross margin: 32.1%**. NLI Holdings Inc. keeps 32.1% of revenue after the direct cost of what it sells.
- **Operating margin: 9.2%**. 9.2% of revenue is left after running the business.
- **Net margin: -23.9%**. The company reported a net loss over the last twelve months.
- **Return on equity: -10.5%**. Return on equity is negative because earnings are negative.
- **Return on invested capital: 4.8%**. Return on all capital, debt included, is 4.8%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: -5.5%**. Each dollar of assets produces -5.5% of profit.

## Growth
- **Revenue growth (1 yr): 8.5%** (3-yr -1.7%/yr, 5-yr 6.7%/yr). Revenue grew 8.5% over the last year, against 6.7% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -155.8%**. Earnings per share fell 155.8%, slower than revenue, so margins compressed.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. NLI Holdings Inc. holds more cash than debt.
- **Current ratio: 7.77** (quick 7.77). Current assets cover the next year's liabilities 7.77 times.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 5.89%** ($0.38 per share, trailing). NLI Holdings Inc. yields 5.89%, an income-level yield.
- **Dividend growth (5 yr): 28.9%/yr** (1-yr -24.0%). The dividend has compounded at 28.9% a year over five years, doubling roughly every 2 years at that pace.

## Price and momentum
- **Total return (1 yr): 9.0%** (YTD 28.3%, 3-mo 12.8%). The shares are up 9.0% over twelve months including dividends.
- **From 52-week high: -21.0%** (34.7% above the low). Trading 21% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 0.57** (volatility 54%). Beta of 0.57 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NL · Page: https://foliofundamentals.com/stocks/nl

Not investment advice.