# NerdWallet Inc. (NRDS) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Communication Services / Diversified Telecommunication Services. Price $9.88, market value $632 million.

## Valuation
- **P/E (trailing): 11.0×** (5-yr avg 28.1×, 3-yr avg 28.1×). NerdWallet Inc. trades at 11.0× trailing earnings, well below its own five-year average of 28.1×: cheap by its own standards. The Communication Services median in the September 2026 study was 21.1×. Forward P/E is 4.4×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.06**. A PEG of 0.06 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.7×**. Each dollar of revenue is priced at 0.7×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.9×**. The shares trade at 1.9× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 4.2×**. Enterprise value is 4.2× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 25.9%** (5-yr avg 5.9%). Free cash flow equals 25.9% of the market value, above its five-year average of 5.9%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 9.1%**. The inverse of the P/E: 9.1% of the price is earned each year.

## Profitability
- **Operating margin: 10.2%**. 10.2% of revenue is left after running the business.
- **Net margin: 5.8%**. 5.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.0%**. 13.0% on shareholders' equity is solid.
- **Return on invested capital: 25.2%**. Return on all capital, debt included, is 25.2%: comfortably above what that capital costs.
- **Return on assets: 14.1%**. Each dollar of assets produces 14.1% of profit.

## Growth
- **Revenue growth (1 yr): 21.7%** (3-yr 15.8%/yr, 5-yr 27.8%/yr). Revenue grew 21.7% over the last year, against 27.8% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 68.4%** (5-yr 48.0%/yr). Earnings per share rose 68.4%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 85.5%/yr**. Free cash flow has compounded at 85.5% a year over three years.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. NerdWallet Inc. holds more cash than debt.
- **Current ratio: 3.45** (quick 3.45). Current assets cover the next year's liabilities 3.45 times.
- **Altman Z-score: 8.25**. A Z-score of 8.25 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 8/9**. 8 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. NerdWallet Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -4.0%** (YTD -27.1%, 3-mo 24.0%). The shares are down 4.0% over twelve months including dividends.
- **From 52-week high: -39.2%** (34.8% above the low). Trading 39% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.92** (volatility 47%). Beta of 0.92 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NRDS · Page: https://foliofundamentals.com/stocks/nrds

Not investment advice.