# Nerdy Inc. (NRDY) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Technology / Software. Price $9.35, market value $675 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Nerdy Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 3.8×**. Each dollar of revenue is priced at 3.8×.
- **Price / book: 4.6×**. The shares trade at 4.6× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: -2.6%** (5-yr avg -15.2%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.

## Profitability
- **Gross margin: 61.0%**. Nerdy Inc. keeps 61.0% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: -25.4%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: -22.3%**. The company reported a net loss over the last twelve months.
- **Return on equity: -210.0%**. Return on equity is negative because earnings are negative.
- **Return on invested capital: 374.1%**. Return on all capital, debt included, is 374.1%: comfortably above what that capital costs.
- **Return on assets: -39.7%**. Each dollar of assets produces -39.7% of profit.

## Growth
- **Revenue growth (1 yr): -5.9%** (3-yr 3.2%/yr, 5-yr 11.5%/yr). Revenue fell 5.9% over the last year, against 11.5% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 13.2%**. Earnings per share rose 13.2%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 1.02**. Debt is 1.02 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Altman Z-score: 8.60**. A Z-score of 8.60 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. Nerdy Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 603.0%** (YTD 799.0%, 3-mo 1034.7%). The shares are up 603.0% over twelve months including dividends.
- **From 52-week high: -58.2%** (2.2% above the low). Trading 58% below its 52-week high, deep in a drawdown.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 79**. An RSI of 79 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): 2.32**. Beta of 2.32 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NRDY · Page: https://foliofundamentals.com/stocks/nrdy

Not investment advice.