# Northwest Bancshares Inc. (NWBI) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks. Price $15.52, market value $2.3 billion.

## Valuation
- **P/E (trailing): 11.4×** (5-yr avg 11.5×, 3-yr avg 12.6×). Northwest Bancshares Inc. trades at 11.4× trailing earnings, close to its own five-year average of 11.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.65**. A PEG of 0.65 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.1%** (5-yr avg 10.8%). Free cash flow equals 6.1% of the market value, below its five-year average of 10.8%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.8%**. The inverse of the P/E: 8.8% of the price is earned each year.

## Profitability
- **Return on equity: 6.7%**. 6.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 16.5%** (3-yr -4.3%/yr, 5-yr 8.2%/yr). Earnings per share rose 16.5%.
- **Free-cash-flow growth (3 yr): -6.1%/yr**. Free cash flow has compounded at -6.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 5.15%** ($0.80 per share, trailing). Northwest Bancshares Inc. yields 5.15%, an income-level yield.
- **Payout ratio: 87%** (85% of free cash flow). 87% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 10**. 10 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 1.0%/yr** (1-yr 0.0%). The dividend has grown 1.0% a year over five years.

## Analyst view
- **Analyst consensus: hold** (7 analysts). 7 analysts cover Northwest Bancshares Inc.; the consensus is hold, with an average price target of $16.43 (+6% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 40.1%** (YTD 34.5%, 3-mo -1.3%). The shares are up 40.1% over twelve months including dividends.
- **From 52-week high: -4.0%** (38.0% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.37** (volatility 20%). Beta of 0.37 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NWBI · Page: https://foliofundamentals.com/stocks/nwbi

Not investment advice.