# Northwest Bancshares Inc. (NWBI) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $15.62, market value $2.3 billion.

## Valuation
- **P/E (trailing): 15.2×** (5-yr avg 11.5×, 3-yr avg 12.6×). Northwest Bancshares Inc. trades at 15.2× trailing earnings, well above its own five-year average of 11.5×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.66**. A PEG of 0.66 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.0%** (5-yr avg 10.8%). Free cash flow equals 6.0% of the market value, below its five-year average of 10.8%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 6.6%**. The inverse of the P/E: 6.6% of the price is earned each year.

## Profitability
- **Return on equity: 6.7%**. 6.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 16.5%** (3-yr -4.3%/yr, 5-yr 8.2%/yr). Earnings per share rose 16.5%.
- **Free-cash-flow growth (3 yr): -6.1%/yr**. Free cash flow has compounded at -6.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 5.12%** ($0.80 per share, trailing). Northwest Bancshares Inc. yields 5.12%, an income-level yield.
- **Payout ratio: 87%** (85% of free cash flow). 87% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 10**. 10 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 1.0%/yr** (1-yr 0.0%). The dividend has grown 1.0% a year over five years.

## Price and momentum
- **Total return (1 yr): 27.3%** (YTD 34.0%, 3-mo 10.1%). The shares are up 27.3% over twelve months including dividends.
- **From 52-week high: -3.3%** (38.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.49** (volatility 22%). Beta of 0.49 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=NWBI · Page: https://foliofundamentals.com/stocks/nwbi

Not investment advice.