# Origin Bancorp Inc. (OBK) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $54.48, market value $1.7 billion.

## Valuation
- **P/E (trailing): 17.1×** (5-yr avg 12.1×, 3-yr avg 13.8×). Origin Bancorp Inc. trades at 17.1× trailing earnings, well above its own five-year average of 12.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.5×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 10.4%** (5-yr avg 12.8%). Free cash flow equals 10.4% of the market value, in line with its five-year average of 12.8%. Above 5% is generally attractive.
- **Earnings yield: 5.9%**. The inverse of the P/E: 5.9% of the price is earned each year.

## Profitability
- **Return on equity: 6.0%**. 6.0% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -2.0%** (3-yr -9.9%/yr, 5-yr 9.1%/yr). Earnings per share fell 2.0%.
- **Free-cash-flow growth (3 yr): 3.3%/yr**. Free cash flow has compounded at 3.3% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 1.84%** ($0.70 per share, trailing). Origin Bancorp Inc. yields 1.84%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 25%** (13% of free cash flow). 25% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 8**. 8 straight years of increases.
- **Dividend growth (5 yr): 9.6%/yr** (1-yr 0.0%). The dividend has grown 9.6% a year over five years.

## Price and momentum
- **Total return (1 yr): 41.2%** (YTD 46.1%, 3-mo 13.4%). The shares are up 41.2% over twelve months including dividends.
- **From 52-week high: -2.0%** (69.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 60**. An RSI of 60 is neutral.
- **Beta (1 yr): 0.60** (volatility 25%). Beta of 0.60 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=OBK · Page: https://foliofundamentals.com/stocks/obk

Not investment advice.