# Penske Automotive Group Inc. (PAG) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Consumer Cyclical / Automobiles. Price $219.77, market value $14.4 billion.

## Valuation
- **P/E (trailing): 16.0×** (5-yr avg 8.5×, 3-yr avg 10.1×). Penske Automotive Group Inc. trades at 16.0× trailing earnings, well above its own five-year average of 8.5×: investors are paying up relative to the company's past. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 15.3×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.4×**. Each dollar of revenue is priced at 0.4×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 2.5×**. The shares trade at 2.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 4.2%** (5-yr avg 10.3%). Free cash flow equals 4.2% of the market value, below its five-year average of 10.3%, so the shares are pricier on cash than usual.
- **Earnings yield: 6.3%**. The inverse of the P/E: 6.3% of the price is earned each year.

## Profitability
- **Gross margin: 16.1%**. Penske Automotive Group Inc. keeps 16.1% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: 3.8%**. 3.8% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 2.9%**. 2.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 16.8%**. 16.8% on shareholders' equity is solid.
- **Return on invested capital: 12.7%**. Return on all capital, debt included, is 12.7%.
- **Return on assets: 5.2%**. Each dollar of assets produces 5.2% of profit.

## Growth
- **Revenue growth (1 yr): -0.2%** (3-yr 4.6%/yr, 5-yr 9.2%/yr). Revenue fell 0.2% over the last year, against 9.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -2.5%** (3-yr -8.7%/yr, 5-yr 16.0%/yr). Earnings per share fell 2.5%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -17.9%/yr**. Free cash flow has compounded at -17.9% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.39**. Debt is 0.39 times equity: a conservative balance sheet.
- **Altman Z-score: 3.21**. A Z-score of 3.21 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.62%** ($5.64 per share, trailing). Penske Automotive Group Inc. yields 2.62%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 37%** (60% of free cash flow). 37% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Dividend growth (5 yr): 43.9%/yr** (1-yr 26.7%). The dividend has compounded at 43.9% a year over five years, doubling roughly every 2 years at that pace.

## Price and momentum
- **Total return (1 yr): 20.9%** (YTD 41.3%, 3-mo 28.5%). The shares are up 20.9% over twelve months including dividends.
- **From 52-week high: -3.2%** (56.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.59** (volatility 27%). Beta of 0.59 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PAG · Page: https://foliofundamentals.com/stocks/pag

Not investment advice.