# Prosperity Bancshares Inc. (PB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $72.81, market value $8.8 billion.

## Valuation
- **P/E (trailing): 12.6×** (5-yr avg 12.7×, 3-yr avg 13.3×). Prosperity Bancshares Inc. trades at 12.6× trailing earnings, close to its own five-year average of 12.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.75**. A PEG of 0.75 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 6.7%** (5-yr avg 9.0%). Free cash flow equals 6.7% of the market value, below its five-year average of 9.0%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.9%**. The inverse of the P/E: 7.9% of the price is earned each year.

## Profitability
- **Return on equity: 7.1%**. 7.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 13.3%** (3-yr -0.1%/yr, 5-yr 0.1%/yr). Earnings per share rose 13.3%.
- **Free-cash-flow growth (3 yr): 3.7%/yr**. Free cash flow has compounded at 3.7% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 3.30%** ($2.38 per share, trailing). Prosperity Bancshares Inc. yields 3.30%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 41%** (39% of free cash flow). 41% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 18**. 18 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 4.6%/yr** (1-yr 3.5%). The dividend has grown 4.6% a year over five years.

## Price and momentum
- **Total return (1 yr): 9.5%** (YTD 7.2%, 3-mo 5.8%). The shares are up 9.5% over twelve months including dividends.
- **From 52-week high: -5.7%** (19.2% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.51** (volatility 22%). Beta of 0.51 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PB · Page: https://foliofundamentals.com/stocks/pb

Not investment advice.