# PulteGroup Inc. (PHM) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Industrials / Construction & Engineering. Price $124.45, market value $23.7 billion.

## Valuation
- **P/E (trailing): 12.7×** (5-yr avg 7.6×, 3-yr avg 8.8×). PulteGroup Inc. trades at 12.7× trailing earnings, well above its own five-year average of 7.6×: investors are paying up relative to the company's past. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 11.1×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 1.4×**. Each dollar of revenue is priced at 1.4×.
- **Price / book: 1.8×**. The shares trade at 1.8× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.4%** (5-yr avg 7.1%). Free cash flow equals 6.4% of the market value, in line with its five-year average of 7.1%. Above 5% is generally attractive.
- **Earnings yield: 7.9%**. The inverse of the P/E: 7.9% of the price is earned each year.

## Profitability
- **Net margin: 12.8%**. 12.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 17.1%**. 17.1% on shareholders' equity is solid.
- **Return on assets: 10.6%**. Each dollar of assets produces 10.6% of profit.

## Growth
- **Revenue growth (1 yr): -3.5%** (3-yr 2.7%/yr, 5-yr 9.4%/yr). Revenue fell 3.5% over the last year, against 9.4% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -24.3%** (3-yr 0.3%/yr, 5-yr 16.5%/yr). Earnings per share fell 24.3%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): 46.5%/yr**. Free cash flow has compounded at 46.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 0.84%** ($1.00 per share, trailing). PulteGroup Inc. yields 0.84%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 8%** (12% of free cash flow). 8% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 13**. 13 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 13.0%/yr** (1-yr 12.2%). The dividend has compounded at 13.0% a year over five years, doubling roughly every 6 years at that pace.

## Analyst view
- **Analyst consensus: buy** (15 analysts). 15 analysts cover PulteGroup Inc.; the consensus is buy, with an average price target of $142.27 (+14% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -8.8%** (YTD 6.6%, 3-mo 5.3%). The shares are down 8.8% over twelve months including dividends.
- **From 52-week high: -13.9%** (14.7% above the low). Trading 14% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 44**. An RSI of 44 is neutral.
- **Beta (1 yr): 0.94** (volatility 33%). Beta of 0.94 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PHM · Page: https://foliofundamentals.com/stocks/phm

Not investment advice.