# Pantheon International PLC (PIN.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 391p, market value 1.5 billionp.

## Valuation
- **P/E (trailing): 35.5×** (5-yr avg 3162.2×, 3-yr avg 4472.1×). Pantheon International PLC trades at 35.5× trailing earnings, well below its own five-year average of 3162.2×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.01**. A PEG of 0.01 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 26.8×**. Each dollar of revenue is priced at 26.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: -0.6%** (5-yr avg -0.0%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 2.8%**. The inverse of the P/E: 2.8% of the price is earned each year.

## Profitability
- **Net margin: 82.1%**. 82.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 2.1%**. 2.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 1.9%**. Each dollar of assets produces 1.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 192.5%** (3-yr 1.0%/yr, 5-yr -29.0%/yr). Revenue grew 192.5% over the last year, against -29.0% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 829.0%** (3-yr 10.0%/yr, 5-yr -28.6%/yr). Earnings per share rose 829.0%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: 36 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Pantheon International PLC does not currently pay a dividend, but it returned 7.5% of its market value through buybacks over the last year.

## Analyst view
- **Analyst consensus: buy** (1 analyst). 1 analysts cover Pantheon International PLC; the consensus is buy, with an average price target of 405p (+4% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 16.7%** (YTD 3.4%, 3-mo 0.3%). The shares are up 16.7% over twelve months including dividends.
- **From 52-week high: -4.4%** (18.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): 0.32** (volatility 15%). Beta of 0.32 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PIN.L · Page: https://foliofundamentals.com/stocks/pin.l

Not investment advice.