# The PNC Financial Services Group Inc. (PNC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $229.41, market value $91.1 billion.

## Valuation
- **P/E (trailing): 12.2×** (5-yr avg 11.9×, 3-yr avg 12.2×). The PNC Financial Services Group Inc. trades at 12.2× trailing earnings, close to its own five-year average of 11.9×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.52**. A PEG of 0.52 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.6×**. Each dollar of revenue is priced at 3.6×.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.2%**. The inverse of the P/E: 8.2% of the price is earned each year.

## Profitability
- **Net margin: 30.3%**. 30.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.5%**. 11.5% on shareholders' equity is solid.
- **Return on assets: 1.3%**. Each dollar of assets produces 1.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.2%** (3-yr 3.0%/yr, 5-yr 6.4%/yr). Revenue grew 7.2% over the last year, against 6.4% a year compounded over five years.
- **EPS growth (1 yr): 20.7%** (3-yr 6.2%/yr, 5-yr -0.4%/yr). Earnings per share rose 20.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.49%** ($7.10 per share, trailing). The PNC Financial Services Group Inc. yields 3.49%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 38%**. 38% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 15**. 15 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 7.5%/yr** (1-yr 4.8%). The dividend has grown 7.5% a year over five years.
- **Shareholder yield: 5.9%**. Dividends plus net buybacks return 5.9% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (21 analysts). 21 analysts cover The PNC Financial Services Group Inc.; the consensus is buy, with an average price target of $263.33 (+15% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 29.9%** (YTD 13.6%, 3-mo -8.0%). The shares are up 29.9% over twelve months including dividends.
- **From 52-week high: -11.4%** (29.6% above the low). Trading 11% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 60**. An RSI of 60 is neutral.
- **Beta (1 yr): 0.57** (volatility 21%). Beta of 0.57 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PNC · Page: https://foliofundamentals.com/stocks/pnc

Not investment advice.