# Pinnacle Financial Partners Inc. (PNFP) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $101.01, market value $15.3 billion.

## Valuation
- **P/E (trailing): 13.9×** (5-yr avg 14.1×, 3-yr avg 14.1×). Pinnacle Financial Partners Inc. trades at 13.9× trailing earnings, close to its own five-year average of 14.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.25**. A PEG of 0.25 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.8%** (5-yr avg 8.3%). Free cash flow equals 7.8% of the market value, in line with its five-year average of 8.3%. Above 5% is generally attractive.
- **Earnings yield: 7.2%**. The inverse of the P/E: 7.2% of the price is earned each year.

## Profitability
- **Return on equity: 9.1%**. 9.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 35.4%**. Earnings per share rose 35.4%.

## Dividends
- **Dividend yield: 1.98%** ($1.48 per share, trailing). Pinnacle Financial Partners Inc. yields 1.98%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 12%** (16% of free cash flow). 12% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 13**. 13 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 8.4%/yr** (1-yr 9.1%). The dividend has grown 8.4% a year over five years.

## Analyst view
- **Analyst consensus: buy** (20 analysts). 20 analysts cover Pinnacle Financial Partners Inc.; the consensus is buy, with an average price target of $119.25 (+18% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 3.0%** (YTD 6.9%, 3-mo 4.9%). The shares are up 3.0% over twelve months including dividends.
- **From 52-week high: -8.4%** (24.6% above the low). Trading 8% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.86** (volatility 28%). Beta of 0.86 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PNFP · Page: https://foliofundamentals.com/stocks/pnfp

Not investment advice.