# Pollen Street Group Limited (POLN.L) fundamentals

Data as of 2026-11-04. LSE, United Kingdom. Sector: Financial Services / Capital Markets. Price 932p, market value 550 millionp.

## Valuation
- **P/E (trailing): 11.5×**. Pollen Street Group Limited trades at 11.5× trailing earnings. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.6×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 4.6×**. Each dollar of revenue is priced at 4.6×.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 8.5%**. Free cash flow equals 8.5% of the market value. Above 5% is generally attractive.
- **Earnings yield: 8.7%**. The inverse of the P/E: 8.7% of the price is earned each year.

## Profitability
- **Net margin: 47.5%**. 47.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.5%**. 9.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 6.6%**. Each dollar of assets produces 6.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 15.9%** (3-yr 32.8%/yr). Revenue grew 15.9% over the last year.
- **Free-cash-flow growth (3 yr): -12.4%/yr**. Free cash flow has compounded at -12.4% a year over three years.

## Financial health
- **Cash and short-term investments: 12 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 6.43%** (1p per share, trailing). Pollen Street Group Limited yields 6.43%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 58%** (70% of free cash flow). 58% of earnings goes out as dividends, leaving room to keep raising it.
- **Shareholder yield: 7.6%**. Dividends plus net buybacks return 7.6% of the market value a year.

## Price and momentum
- **Total return (1 yr): 3.8%** (YTD -2.8%, 3-mo 6.7%). The shares are up 3.8% over twelve months including dividends.
- **From 52-week high: -4.1%** (35.1% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.49** (volatility 26%). Beta of 0.49 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=POLN.L · Page: https://foliofundamentals.com/stocks/poln.l

Not investment advice.