# Porch Group Inc. (PRCH) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $17.94, market value $2.0 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Porch Group Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.53**. A PEG of 0.53 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 4.3×**. Each dollar of revenue is priced at 4.3×.
- **EV / EBITDA: 34.5×**. Enterprise value is 34.5× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Free-cash-flow yield: 4.7%** (5-yr avg -0.4%). Free cash flow equals 4.7% of the market value, above its five-year average of -0.4%, so the shares are cheaper on cash than they have usually been.

## Profitability
- **Gross margin: 78.9%**. Porch Group Inc. keeps 78.9% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 8.5%**. 8.5% of revenue is left after running the business.
- **Net margin: -0.8%**. The company reported a net loss over the last twelve months.
- **Return on equity: 13.7%**. 13.7% on shareholders' equity is solid.
- **Return on invested capital: 9.9%**. Return on all capital, debt included, is 9.9%.
- **Return on assets: -1.7%**. Each dollar of assets produces -1.7% of profit.

## Growth
- **Revenue growth (1 yr): 33.7%** (3-yr 14.9%/yr, 5-yr 42.1%/yr). Revenue grew 33.7% over the last year, against 42.1% a year compounded over five years.
- **EPS growth (1 yr): 90.9%**. Earnings per share rose 90.9%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Net debt / EBITDA: 5.0×**. It would take 5.0 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 2.21**. A Z-score of 2.21 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Porch Group Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (7 analysts). 7 analysts cover Porch Group Inc.; the consensus is strong_buy, with an average price target of $20.50 (+14% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -0.1%** (YTD 96.5%, 3-mo 93.7%). The shares are down 0.1% over twelve months including dividends.
- **From 52-week high: -7.7%** (182.1% above the low). Trading 8% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 66**. An RSI of 66 is neutral.
- **Beta (1 yr): 2.03** (volatility 72%). Beta of 2.03 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PRCH · Page: https://foliofundamentals.com/stocks/prch

Not investment advice.