# Park National Corporation (PRK) fundamentals

Data as of 2026-09-08. AMEX, United States. Sector: Financial Services / Banks. Price $194.73, market value $3.5 billion.

## Valuation
- **P/E (trailing): 17.4×** (5-yr avg 14.7×, 3-yr avg 15.6×). Park National Corporation trades at 17.4× trailing earnings, close to its own five-year average of 14.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 14.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.77**. A PEG of 0.77 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 4.8×**. Each dollar of revenue is priced at 4.8×.
- **Price / book: 2.0×**. The shares trade at 2.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.2%** (5-yr avg 7.0%). Free cash flow equals 5.2% of the market value, below its five-year average of 7.0%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 5.8%**. The inverse of the P/E: 5.8% of the price is earned each year.

## Profitability
- **Net margin: 27.1%**. 27.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.3%**. 13.3% on shareholders' equity is solid.
- **Return on assets: 1.9%**. Each dollar of assets produces 1.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 2.9%** (3-yr 8.9%/yr). Revenue grew 2.9% over the last year.
- **EPS growth (1 yr): 19.2%** (3-yr 7.0%/yr, 5-yr 7.3%/yr). Earnings per share rose 19.2%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 14.3%/yr**. Free cash flow has compounded at 14.3% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $234 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.26%** ($4.34 per share, trailing). Park National Corporation yields 2.26%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 5.3%/yr** (1-yr 16.7%). The dividend has grown 5.3% a year over five years.

## Price and momentum
- **Total return (1 yr): 15.6%** (YTD 29.6%, 3-mo 12.5%). The shares are up 15.6% over twelve months including dividends.
- **From 52-week high: -9.4%** (30.6% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 44**. An RSI of 44 is neutral.
- **Beta (1 yr): 0.50** (volatility 26%). Beta of 0.50 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PRK · Page: https://foliofundamentals.com/stocks/prk

Not investment advice.