# Park National Corporation (PRK) fundamentals

Data as of 2026-11-04. AMEX, United States. Sector: Financial Services / Banks. Price $176.91, market value $3.2 billion.

## Valuation
- **P/E (trailing): 15.5×** (5-yr avg 14.7×, 3-yr avg 15.6×). Park National Corporation trades at 15.5× trailing earnings, close to its own five-year average of 14.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 13.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.70**. A PEG of 0.70 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 4.3×**. Each dollar of revenue is priced at 4.3×.
- **Price / book: 1.9×**. The shares trade at 1.9× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.8%** (5-yr avg 7.0%). Free cash flow equals 5.8% of the market value, in line with its five-year average of 7.0%. Above 5% is generally attractive.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Net margin: 27.1%**. 27.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.3%**. 13.3% on shareholders' equity is solid.
- **Return on assets: 1.9%**. Each dollar of assets produces 1.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 2.9%** (3-yr 8.9%/yr). Revenue grew 2.9% over the last year.
- **EPS growth (1 yr): 19.2%** (3-yr 7.0%/yr, 5-yr 7.3%/yr). Earnings per share rose 19.2%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 14.3%/yr**. Free cash flow has compounded at 14.3% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $234 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.49%** ($4.37 per share, trailing). Park National Corporation yields 2.49%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 50%**. 50% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 5.3%/yr** (1-yr 16.7%). The dividend has grown 5.3% a year over five years.

## Analyst view
- **Analyst consensus: hold** (4 analysts). 4 analysts cover Park National Corporation; the consensus is hold, with an average price target of $199.50 (+13% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 23.7%** (YTD 21.8%, 3-mo -11.8%). The shares are up 23.7% over twelve months including dividends.
- **From 52-week high: -17.7%** (18.7% above the low). Trading 18% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.42** (volatility 25%). Beta of 0.42 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PRK · Page: https://foliofundamentals.com/stocks/prk

Not investment advice.