# Prospect Capital Corporation (PSEC) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Capital Markets. Price $1.55, market value $827 million.

## Valuation
- **P/E (trailing): 25.8×** (5-yr avg 24.7×, 3-yr avg 37.9×). Prospect Capital Corporation trades at 25.8× trailing earnings, close to its own five-year average of 24.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 4.4×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 0.3×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 3.9%**. The inverse of the P/E: 3.9% of the price is earned each year.

## Profitability
- **Return on equity: 5.2%**. 5.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Financial health
- **Cash and short-term investments: $44 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 27.10%** ($0.52 per share, trailing). Prospect Capital Corporation yields 27.10%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 162%**. The dividend exceeds earnings (162% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): -5.6%/yr** (1-yr -21.7%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): -29.4%** (YTD -30.0%, 3-mo -26.5%). The shares are down 29.4% over twelve months including dividends.
- **From 52-week high: -50.5%** (8.4% above the low). Trading 50% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 40**. An RSI of 40 is neutral.
- **Beta (1 yr): 0.75** (volatility 37%). Beta of 0.75 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PSEC · Page: https://foliofundamentals.com/stocks/psec

Not investment advice.