# Prospect Capital Corporation (PSEC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Capital Markets. Price $2.23, market value $1.1 billion.

## Valuation
- **P/E (trailing): 37.2×** (5-yr avg 24.7×, 3-yr avg 37.9×). Prospect Capital Corporation trades at 37.2× trailing earnings, well above its own five-year average of 24.7×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 6.4×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 0.4×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 2.7%**. The inverse of the P/E: 2.7% of the price is earned each year.

## Profitability
- **Return on equity: 5.2%**. 5.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Financial health
- **Cash and short-term investments: $44 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 18.92%** ($0.52 per share, trailing). Prospect Capital Corporation yields 18.92%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 162%**. The dividend exceeds earnings (162% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): -5.6%/yr** (1-yr -21.7%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): -7.2%** (YTD -3.6%, 3-mo 3.2%). The shares are down 7.2% over twelve months including dividends.
- **From 52-week high: -28.8%** (5.7% above the low). Trading 29% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 48**. An RSI of 48 is neutral.
- **Beta (1 yr): 0.73** (volatility 36%). Beta of 0.73 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PSEC · Page: https://foliofundamentals.com/stocks/psec

Not investment advice.