# PriceSmart Inc. (PSMT) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Consumer Defensive / Household Products. Price $174.10, market value $5.4 billion.

## Valuation
- **P/E (trailing): 33.4×** (5-yr avg 21.1×, 3-yr avg 21.1×). PriceSmart Inc. trades at 33.4× trailing earnings, well above its own five-year average of 21.1×: investors are paying up relative to the company's past. The Consumer Defensive median in the September 2026 study was 20.1×. Forward P/E is 27.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 4.96**. A PEG of 4.96 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 0.9×**. Each dollar of revenue is priced at 0.9×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 3.8×**. The shares trade at 3.8× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 15.1×**. Enterprise value is 15.1× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 1.4%** (5-yr avg 2.0%). Free cash flow equals 1.4% of the market value, below its five-year average of 2.0%, so the shares are pricier on cash than usual.
- **Earnings yield: 3.0%**. The inverse of the P/E: 3.0% of the price is earned each year.

## Profitability
- **Operating margin: 4.5%**. 4.5% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 2.8%**. 2.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.9%**. 11.9% on shareholders' equity is solid.
- **Return on invested capital: 15.4%**. Return on all capital, debt included, is 15.4%: comfortably above what that capital costs.
- **Return on assets: 7.1%**. Each dollar of assets produces 7.1% of profit.

## Growth
- **Revenue growth (1 yr): 7.2%** (3-yr 9.0%/yr, 5-yr 10.5%/yr). Revenue grew 7.2% over the last year, against 10.5% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 5.5%** (3-yr 12.6%/yr, 5-yr 13.6%/yr). Earnings per share rose 5.5%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): 345.2%/yr**. Free cash flow has compounded at 345.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.15**. Debt is 0.15 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. PriceSmart Inc. holds more cash than debt.
- **Interest coverage: 16.3×**. Operating profit covers interest 16.3× over, a safe margin.
- **Current ratio: 1.34** (quick 1.34). Current assets cover the next year's liabilities 1.34 times.
- **Altman Z-score: 6.72**. A Z-score of 6.72 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.80%** ($1.33 per share, trailing). PriceSmart Inc. yields 0.80%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 26%**. 26% of earnings goes out as dividends, leaving room to keep raising it.
- **Dividend growth (5 yr): 12.5%/yr** (1-yr -41.7%). The dividend has compounded at 12.5% a year over five years, doubling roughly every 6 years at that pace.

## Price and momentum
- **Total return (1 yr): 59.6%** (YTD 42.6%, 3-mo 0.1%). The shares are up 59.6% over twelve months including dividends.
- **From 52-week high: -12.9%** (60.3% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 45**. An RSI of 45 is neutral.
- **Beta (1 yr): 0.70** (volatility 29%). Beta of 0.70 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PSMT · Page: https://foliofundamentals.com/stocks/psmt

Not investment advice.