# Postal Realty Trust Inc. (PSTL) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Real Estate / Equity Real Estate Investment Trusts (REITs). Price $23.69, market value $943 million.

## Valuation
- **P/E (trailing): 43.9×** (5-yr avg 83.9×, 3-yr avg 64.4×). Postal Realty Trust Inc. trades at 43.9× trailing earnings, well below its own five-year average of 83.9×: cheap by its own standards. The Real Estate median in the September 2026 study was 25.2×. Forward P/E is 30.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.25**. A PEG of 0.25 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 8.9×**. Each dollar of revenue is priced at 8.9×.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 19.9×**. Enterprise value is 19.9× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Earnings yield: 2.3%**. The inverse of the P/E: 2.3% of the price is earned each year.

## Profitability
- **Operating margin: 37.8%**. 37.8% of revenue is left after running the business, an exceptional level.
- **Net margin: 14.8%**. 14.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.0%**. 5.0% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 4.9%**. Return on all capital, debt included, is 4.9%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 2.3%**. Each dollar of assets produces 2.3% of profit.

## Growth
- **Revenue growth (1 yr): 25.5%** (3-yr 21.6%/yr, 5-yr 31.4%/yr). Revenue grew 25.5% over the last year, against 31.4% a year compounded over five years.
- **EPS growth (1 yr): 123.8%** (3-yr 46.3%/yr). Earnings per share rose 123.8%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 1.27**. Debt is 1.27 times equity, a leveraged balance sheet, which is normal for real estate.
- **Net debt / EBITDA: 5.5×**. It would take 5.5 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 2.22**. A Z-score of 2.22 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.14%** ($0.98 per share, trailing). Postal Realty Trust Inc. yields 4.14%, an income-level yield.
- **Payout ratio: 217%**. The dividend exceeds earnings (217% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 7**. 7 straight years of increases.
- **Dividend growth (5 yr): 4.2%/yr** (1-yr 1.3%). The dividend has grown 4.2% a year over five years.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover Postal Realty Trust Inc.; the consensus is buy, with an average price target of $26.64 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 55.2%** (YTD 50.3%, 3-mo 4.2%). The shares are up 55.2% over twelve months including dividends.
- **From 52-week high: -6.1%** (66.2% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.24** (volatility 23%). Beta of 0.24 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PSTL · Page: https://foliofundamentals.com/stocks/pstl

Not investment advice.