# Prudential Public Limited Company (PUK) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Insurance. Price $25.29, market value $30.9 billion.

## Valuation
- **P/E (trailing): 8.9×** (5-yr avg 24.2×, 3-yr avg 24.2×). Prudential Public Limited Company trades at 8.9× trailing earnings, well below its own five-year average of 24.2×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 15.8×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.19**. A PEG of 0.19 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.7×**. Each dollar of revenue is priced at 2.7×.
- **Price / book: 6.4×**. The shares trade at 6.4× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Earnings yield: 11.2%**. The inverse of the P/E: 11.2% of the price is earned each year.

## Profitability
- **Operating margin: 28.8%**. 28.8% of revenue is left after running the business, an exceptional level.
- **Net margin: 35.8%**. 35.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 19.3%**. 19.3% on shareholders' equity is solid.
- **Return on assets: 1.9%**. Each dollar of assets produces 1.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.0%** (3-yr 8.5%/yr, 5-yr -12.6%/yr). Revenue grew 7.0% over the last year, against -12.6% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 83.3%** (5-yr 13.4%/yr). Earnings per share rose 83.3%, faster than revenue, so margins expanded or the share count shrank.

## Dividends
- **Dividend yield: 2.20%** ($0.28 per share, trailing). Prudential Public Limited Company yields 2.20%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 17%**. 17% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): -4.6%/yr** (1-yr 14.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: strong_buy** (4 analysts). 4 analysts cover Prudential Public Limited Company; the consensus is strong_buy, with an average price target of $37.82 (+50% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -8.9%** (YTD -18.4%, 3-mo -16.6%). The shares are down 8.9% over twelve months including dividends.
- **From 52-week high: -25.7%** (8.5% above the low). Trading 26% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 1.12** (volatility 29%). Beta of 1.12 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=PUK · Page: https://foliofundamentals.com/stocks/puk

Not investment advice.