# QCR Holdings Inc. (QCRH) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $102.69, market value $1.7 billion.

## Valuation
- **P/E (trailing): 12.1×** (5-yr avg 9.8×, 3-yr avg 10.5×). QCR Holdings Inc. trades at 12.1× trailing earnings, well above its own five-year average of 9.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.99**. A PEG of 0.99 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.1×**. Each dollar of revenue is priced at 3.1×.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 47.1%** (5-yr avg 22.1%). Free cash flow equals 47.1% of the market value, above its five-year average of 22.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 8.2%**. The inverse of the P/E: 8.2% of the price is earned each year.

## Profitability
- **Return on equity: 11.4%**. 11.4% on shareholders' equity is solid.
- **Return on assets: 1.2%**. Each dollar of assets produces 1.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 11.6%** (3-yr 8.5%/yr, 5-yr 14.5%/yr). Earnings per share rose 11.6%.
- **Free-cash-flow growth (3 yr): 60.6%/yr**. Free cash flow has compounded at 60.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 0.58%** ($0.32 per share, trailing). QCR Holdings Inc. yields 0.58%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 23**. 23 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 0.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 30.8%** (YTD 23.6%, 3-mo 9.9%). The shares are up 30.8% over twelve months including dividends.
- **From 52-week high: -5.0%** (54.1% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.67** (volatility 24%). Beta of 0.67 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=QCRH · Page: https://foliofundamentals.com/stocks/qcrh

Not investment advice.