# RIT Capital Partners (RCP.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 2497p, market value 3.1 billionp.

## Valuation
- **P/E (trailing): 5.0×** (5-yr avg 1604.4×, 3-yr avg 1971.5×). RIT Capital Partners trades at 5.0× trailing earnings, well below its own five-year average of 1604.4×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 15.8×**. Each dollar of revenue is priced at 15.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 3.8×**. Enterprise value is 3.8× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 9.6%** (5-yr avg 0.0%). Free cash flow equals 9.6% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 19.9%**. The inverse of the P/E: 19.9% of the price is earned each year.

## Profitability
- **Operating margin: 426.6%**. 426.6% of revenue is left after running the business, an exceptional level.
- **Return on equity: 11.4%**. 11.4% on shareholders' equity is solid.
- **Return on invested capital: 20.2%**. Return on all capital, debt included, is 20.2%: comfortably above what that capital costs.
- **Return on assets: 15.8%**. Each dollar of assets produces 15.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -90.0%** (3-yr 12.0%/yr, 5-yr -41.4%/yr). Revenue fell 90.0% over the last year, against -41.4% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 55.7%** (5-yr 0.4%/yr). Earnings per share rose 55.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 85.0%/yr**. Free cash flow has compounded at 85.0% a year over three years.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: 221 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. RIT Capital Partners does not currently pay a dividend, but it returned 6.2% of its market value through buybacks over the last year.

## Analyst view
- **Analyst consensus: strong_buy** (1 analyst). 1 analysts cover RIT Capital Partners; the consensus is strong_buy, with an average price target of 2660p (+7% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 27.4%** (YTD 9.9%, 3-mo 8.7%). The shares are up 27.4% over twelve months including dividends.
- **From 52-week high: -5.6%** (27.9% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 40**. An RSI of 40 is neutral.
- **Beta (1 yr): 0.46** (volatility 16%). Beta of 0.46 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RCP.L · Page: https://foliofundamentals.com/stocks/rcp.l

Not investment advice.