# Radian Group Inc. (RDN) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $36.66, market value $4.9 billion.

## Valuation
- **P/E (trailing): 9.1×** (5-yr avg 6.6×, 3-yr avg 7.8×). Radian Group Inc. trades at 9.1× trailing earnings, well above its own five-year average of 6.6×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 7.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.24**. A PEG of 1.24 is in the range usually read as fairly priced for its growth.
- **Price / sales: 3.0×**. Each dollar of revenue is priced at 3.0×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 28.7%** (5-yr avg 5.8%). Free cash flow equals 28.7% of the market value, above its five-year average of 5.8%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 11.0%**. The inverse of the P/E: 11.0% of the price is earned each year.

## Profitability
- **Net margin: 48.7%**. 48.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 12.2%**. 12.2% on shareholders' equity is solid.
- **Return on assets: 6.6%**. Each dollar of assets produces 6.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -0.8%** (3-yr 0.2%/yr, 5-yr -3.6%/yr). Revenue fell 0.8% over the last year, against -3.6% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 5.6%** (3-yr -1.6%/yr, 5-yr 15.7%/yr). Earnings per share rose 5.6%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -32.2%/yr**. Free cash flow has compounded at -32.2% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $25 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.78%** ($1.02 per share, trailing). Radian Group Inc. yields 2.78%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 25%** (10% of free cash flow). 25% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 15.3%/yr** (1-yr 4.1%). The dividend has compounded at 15.3% a year over five years, doubling roughly every 5 years at that pace.

## Price and momentum
- **Total return (1 yr): 6.0%** (YTD 3.4%, 3-mo 8.5%). The shares are up 6.0% over twelve months including dividends.
- **From 52-week high: -10.7%** (16.4% above the low). Trading 11% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.05** (volatility 25%). Beta of 0.05 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RDN · Page: https://foliofundamentals.com/stocks/rdn

Not investment advice.