# Remitly Global Inc. (RELY) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $26.17, market value $5.5 billion.

## Valuation
- **P/E (trailing): 18.8×** (5-yr avg 44.5×, 3-yr avg 44.5×). Remitly Global Inc. trades at 18.8× trailing earnings, well below its own five-year average of 44.5×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 16.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.06**. A PEG of 0.06 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.1×**. Each dollar of revenue is priced at 3.1×.
- **Price / book: 4.9×**. The shares trade at 4.9× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 26.2×**. Enterprise value is 26.2× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Free-cash-flow yield: 6.3%** (5-yr avg 1.3%). Free cash flow equals 6.3% of the market value, above its five-year average of 1.3%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 5.3%**. The inverse of the P/E: 5.3% of the price is earned each year.

## Profitability
- **Operating margin: 9.5%**. 9.5% of revenue is left after running the business.
- **Net margin: 4.2%**. 4.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 7.8%**. 7.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 27.9%**. Return on all capital, debt included, is 27.9%: comfortably above what that capital costs.
- **Return on assets: 20.9%**. Each dollar of assets produces 20.9% of profit.

## Growth
- **Revenue growth (1 yr): 29.4%** (3-yr 35.8%/yr, 5-yr 44.8%/yr). Revenue grew 29.4% over the last year, against 44.8% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 263.2%**. Earnings per share rose 263.2%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.18**. Debt is 0.18 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. Remitly Global Inc. holds more cash than debt.
- **Altman Z-score: 7.76**. A Z-score of 7.76 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Remitly Global Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (9 analysts). 9 analysts cover Remitly Global Inc.; the consensus is strong_buy, with an average price target of $32.33 (+24% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 33.0%** (YTD 89.6%, 3-mo 39.4%). The shares are up 33.0% over twelve months including dividends.
- **From 52-week high: -4.8%** (116.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 1.31** (volatility 56%). Beta of 1.31 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RELY · Page: https://foliofundamentals.com/stocks/rely

Not investment advice.