# Regions Financial Corporation (RF) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $28.60, market value $24.4 billion.

## Valuation
- **P/E (trailing): 11.2×** (5-yr avg 9.3×, 3-yr avg 10.4×). Regions Financial Corporation trades at 11.2× trailing earnings, well above its own five-year average of 9.3×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.52**. A PEG of 0.52 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 234.3×**. Each dollar of revenue is priced at 234.3×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 70.1×**. Enterprise value is 70.1× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Earnings yield: 8.9%**. The inverse of the P/E: 8.9% of the price is earned each year.

## Profitability
- **Operating margin: 44.2%**. 44.2% of revenue is left after running the business, an exceptional level.
- **Return on equity: 11.3%**. 11.3% on shareholders' equity is solid.
- **Return on invested capital: 0.2%**. Return on all capital, debt included, is 0.2%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 1.6%**. Each dollar of assets produces 1.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 19.2%** (3-yr 0.3%/yr, 5-yr 17.4%/yr). Earnings per share rose 19.2%.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.20%** ($1.09 per share, trailing). Regions Financial Corporation yields 4.20%, an income-level yield.
- **Payout ratio: 42%**. 42% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 15**. 15 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 10.7%/yr** (1-yr 5.1%). The dividend has compounded at 10.7% a year over five years, doubling roughly every 7 years at that pace.
- **Shareholder yield: 8.9%**. Dividends plus net buybacks return 8.9% of the market value a year.

## Analyst view
- **Analyst consensus: hold** (21 analysts). 21 analysts cover Regions Financial Corporation; the consensus is hold, with an average price target of $31.21 (+9% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 23.3%** (YTD 9.0%, 3-mo -8.0%). The shares are up 23.3% over twelve months including dividends.
- **From 52-week high: -11.9%** (21.2% above the low). Trading 12% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.71** (volatility 23%). Beta of 0.71 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RF · Page: https://foliofundamentals.com/stocks/rf

Not investment advice.