# Ramsdens Holdings PLC (RFX.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Industrials / Industrial Conglomerates. Price 666p, market value 218 millionp.

## Valuation
- **P/E (trailing): 11.3×** (5-yr avg 3774.2×, 3-yr avg 916.2×). Ramsdens Holdings PLC trades at 11.3× trailing earnings, well below its own five-year average of 3774.2×: cheap by its own standards. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 14.6×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.38**. A PEG of 0.38 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.9×**. Each dollar of revenue is priced at 1.9×.
- **Price / book: 3.1×**. The shares trade at 3.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 10.1×**. Enterprise value is 10.1× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 2.4%** (5-yr avg 0.0%). Free cash flow equals 2.4% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 8.9%**. The inverse of the P/E: 8.9% of the price is earned each year.

## Profitability
- **Gross margin: 46.0%**. Ramsdens Holdings PLC keeps 46.0% of revenue after the direct cost of what it sells.
- **Operating margin: 14.9%**. 14.9% of revenue is left after running the business.
- **Net margin: 10.2%**. 10.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 18.9%**. 18.9% on shareholders' equity is solid.
- **Return on invested capital: 19.8%**. Return on all capital, debt included, is 19.8%: comfortably above what that capital costs.
- **Return on assets: 13.1%**. Each dollar of assets produces 13.1% of profit.

## Growth
- **Revenue growth (1 yr): 22.2%** (3-yr 20.9%/yr, 5-yr 10.0%/yr). Revenue grew 22.2% over the last year, against 10.0% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 38.5%** (3-yr 19.7%/yr, 5-yr 9.4%/yr). Earnings per share rose 38.5%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 283.5%/yr**. Free cash flow has compounded at 283.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.27**. Debt is 0.27 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.1×**. It would take 0.1 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 19.8×**. Operating profit covers interest 19.8× over, a safe margin.
- **Current ratio: 1.58**. Current assets cover the next year's liabilities 1.58 times.
- **Altman Z-score: 7.67**. A Z-score of 7.67 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.25%** (0p per share, trailing). Ramsdens Holdings PLC yields 2.25%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 30%** (69% of free cash flow). 30% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): 36.1%/yr** (1-yr 17.8%). The dividend has compounded at 36.1% a year over five years, doubling roughly every 2 years at that pace.
- **Shareholder yield: 2.2%**. Dividends plus net buybacks return 2.2% of the market value a year.

## Price and momentum
- **Total return (1 yr): 92.4%** (YTD 77.0%, 3-mo 47.5%). The shares are up 92.4% over twelve months including dividends.
- **From 52-week high: -2.1%** (111.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 63**. An RSI of 63 is neutral.
- **Beta (1 yr): 0.35** (volatility 50%). Beta of 0.35 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RFX.L · Page: https://foliofundamentals.com/stocks/rfx.l

Not investment advice.