# Raymond James Financial Inc. (RJF) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $178.29, market value $34.2 billion.

## Valuation
- **P/E (trailing): 15.6×** (5-yr avg 13.5×, 3-yr avg 13.6×). Raymond James Financial Inc. trades at 15.6× trailing earnings, close to its own five-year average of 13.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 2.03**. A PEG of 2.03 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 2.0×**. Each dollar of revenue is priced at 2.0×.
- **Price / book: 2.7×**. The shares trade at 2.7× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 4.2%** (5-yr avg 6.5%). Free cash flow equals 4.2% of the market value, below its five-year average of 6.5%, so the shares are pricier on cash than usual.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Net margin: 13.4%**. 13.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 17.1%**. 17.1% on shareholders' equity is solid.
- **Return on assets: 2.6%**. Each dollar of assets produces 2.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 6.6%** (3-yr 12.1%/yr, 5-yr 14.3%/yr). Revenue grew 6.6% over the last year, against 14.3% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 6.2%** (3-yr 13.8%/yr, 5-yr 21.6%/yr). Earnings per share rose 6.2%, roughly in step with revenue.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $11.4 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.21%** ($2.12 per share, trailing). Raymond James Financial Inc. yields 1.21%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): 22.0%/yr** (1-yr 48.1%). The dividend has compounded at 22.0% a year over five years, doubling roughly every 3 years at that pace.

## Analyst view
- **Analyst consensus: buy** (13 analysts). 13 analysts cover Raymond James Financial Inc.; the consensus is buy, with an average price target of $186.00 (+4% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 5.6%** (YTD 12.2%, 3-mo 18.1%). The shares are up 5.6% over twelve months including dividends.
- **From 52-week high: -2.4%** (28.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 54**. An RSI of 54 is neutral.
- **Beta (1 yr): 0.79** (volatility 25%). Beta of 0.79 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RJF · Page: https://foliofundamentals.com/stocks/rjf

Not investment advice.