# RLI Corp. Common Stock (DE) (RLI) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $62.40, market value $5.7 billion.

## Valuation
- **P/E (trailing): 13.1×** (5-yr avg 15.2×, 3-yr avg 17.4×). RLI Corp. Common Stock (DE) trades at 13.1× trailing earnings, close to its own five-year average of 15.2×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 23.1×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 1.37**. A PEG of 1.37 is in the range usually read as fairly priced for its growth.
- **Price / sales: 2.9×**. Each dollar of revenue is priced at 2.9×.
- **Price / book: 3.2×**. The shares trade at 3.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 9.0%** (5-yr avg 8.2%). Free cash flow equals 9.0% of the market value, in line with its five-year average of 8.2%. Above 5% is generally attractive.
- **Earnings yield: 7.6%**. The inverse of the P/E: 7.6% of the price is earned each year.

## Profitability
- **Net margin: 21.4%**. 21.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 22.7%**. 22.7% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 7.1%**. Each dollar of assets produces 7.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 6.3%** (3-yr 3.5%/yr, 5-yr 13.9%/yr). Revenue grew 6.3% over the last year, against 13.9% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 16.8%** (3-yr -11.8%/yr, 5-yr 20.4%/yr). Earnings per share rose 16.8%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 35.5%/yr**. Free cash flow has compounded at 35.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.15%** ($0.66 per share, trailing). RLI Corp. Common Stock (DE) yields 1.15%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 60%** (83% of free cash flow). 60% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 22.0%/yr** (1-yr 2.3%). The dividend has compounded at 22.0% a year over five years, doubling roughly every 3 years at that pace.

## Analyst view
- **Analyst consensus: hold** (4 analysts). 4 analysts cover RLI Corp. Common Stock (DE); the consensus is hold, with an average price target of $60.50 (-3% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -0.2%** (YTD 2.1%, 3-mo 19.1%). The shares are down 0.2% over twelve months including dividends.
- **From 52-week high: -8.6%** (32.0% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): -0.39** (volatility 26%). Beta of -0.39 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RLI · Page: https://foliofundamentals.com/stocks/rli

Not investment advice.