# RenaissanceRe Holdings Ltd. (RNR) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $330.38, market value $13.7 billion.

## Valuation
- **P/E (trailing): 5.7×** (5-yr avg 5.2×, 3-yr avg 5.2×). RenaissanceRe Holdings Ltd. trades at 5.7× trailing earnings, close to its own five-year average of 5.2×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.1×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.14**. A PEG of 0.14 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.2×**. Each dollar of revenue is priced at 1.2×.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 17.5%**. The inverse of the P/E: 17.5% of the price is earned each year.

## Profitability
- **Net margin: 20.9%**. 20.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 23.1%**. 23.1% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 4.9%**. Each dollar of assets produces 4.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 9.9%** (3-yr 36.4%/yr, 5-yr 20.0%/yr). Revenue grew 9.9% over the last year, against 20.0% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 59.1%** (5-yr 29.6%/yr). Earnings per share rose 59.1%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $1.7 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 0.50%** ($1.62 per share, trailing). RenaissanceRe Holdings Ltd. yields 0.50%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 3%**. 3% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 7**. 7 straight years of increases.
- **Dividend growth (5 yr): 2.7%/yr** (1-yr 2.6%). The dividend has grown 2.7% a year over five years.

## Price and momentum
- **Total return (1 yr): 35.6%** (YTD 17.8%, 3-mo 14.7%). The shares are up 35.6% over twelve months including dividends.
- **From 52-week high: -2.9%** (42.9% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): -0.40** (volatility 24%). Beta of -0.40 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RNR · Page: https://foliofundamentals.com/stocks/rnr

Not investment advice.
