# Ridgepost Capital Inc. (RPC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Capital Markets. Price $9.40, market value $1.0 billion.

## Valuation
- **P/E (trailing): 39.2×** (5-yr avg 85.4×, 3-yr avg 67.1×). Ridgepost Capital Inc. trades at 39.2× trailing earnings, well below its own five-year average of 85.4×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.31**. A PEG of 1.31 is in the range usually read as fairly priced for its growth.
- **Price / sales: 3.3×**. Each dollar of revenue is priced at 3.3×.
- **Price / book: 2.8×**. The shares trade at 2.8× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.2%** (5-yr avg 4.1%). Free cash flow equals 5.2% of the market value, above its five-year average of 4.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 2.6%**. The inverse of the P/E: 2.6% of the price is earned each year.

## Profitability
- **Operating margin: 23.6%**. 23.6% of revenue is left after running the business, a healthy level in most sectors.
- **Net margin: 6.6%**. 6.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 4.8%**. 4.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 7.8%**. Return on all capital, debt included, is 7.8%.
- **Return on assets: 2.9%**. Each dollar of assets produces 2.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 0.3%** (3-yr 14.4%/yr, 5-yr 34.6%/yr). Revenue grew 0.3% over the last year, against 34.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 6.3%** (3-yr -10.9%/yr, 5-yr -13.9%/yr). Earnings per share rose 6.3%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -33.1%/yr**. Free cash flow has compounded at -33.1% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $28 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.70%** ($0.15 per share, trailing). Ridgepost Capital Inc. yields 1.70%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 84%** (31% of free cash flow). 84% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 4**. 4 straight years of increases.

## Analyst view
- **Analyst consensus: buy** (4 analysts). 4 analysts cover Ridgepost Capital Inc.; the consensus is buy, with an average price target of $12.75 (+36% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -7.8%** (YTD -3.3%, 3-mo 4.0%). The shares are down 7.8% over twelve months including dividends.
- **From 52-week high: -18.0%** (38.4% above the low). Trading 18% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 69**. An RSI of 69 is neutral.
- **Beta (1 yr): 1.39** (volatility 43%). Beta of 1.39 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RPC · Page: https://foliofundamentals.com/stocks/rpc

Not investment advice.