# Ridgepost Capital Inc. (RPC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $8.50, market value $937 million.

## Valuation
- **P/E (trailing): 35.4×** (5-yr avg 85.4×, 3-yr avg 67.1×). Ridgepost Capital Inc. trades at 35.4× trailing earnings, well below its own five-year average of 85.4×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 7.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.17**. A PEG of 1.17 is in the range usually read as fairly priced for its growth.
- **Price / sales: 3.0×**. Each dollar of revenue is priced at 3.0×.
- **Price / book: 2.5×**. The shares trade at 2.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.7%** (5-yr avg 4.1%). Free cash flow equals 5.7% of the market value, above its five-year average of 4.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 2.8%**. The inverse of the P/E: 2.8% of the price is earned each year.

## Profitability
- **Operating margin: 23.6%**. 23.6% of revenue is left after running the business, a healthy level in most sectors.
- **Net margin: 6.6%**. 6.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 4.8%**. 4.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 7.8%**. Return on all capital, debt included, is 7.8%.
- **Return on assets: 2.9%**. Each dollar of assets produces 2.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 0.3%** (3-yr 14.4%/yr, 5-yr 34.6%/yr). Revenue grew 0.3% over the last year, against 34.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 6.3%** (3-yr -10.9%/yr, 5-yr -13.9%/yr). Earnings per share rose 6.3%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -33.1%/yr**. Free cash flow has compounded at -33.1% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $28 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.88%** ($0.15 per share, trailing). Ridgepost Capital Inc. yields 1.88%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 84%** (31% of free cash flow). 84% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 4**. 4 straight years of increases.

## Price and momentum
- **Total return (1 yr): -29.4%** (YTD -12.5%, 3-mo 5.3%). The shares are down 29.4% over twelve months including dividends.
- **From 52-week high: -32.2%** (25.2% above the low). Trading 32% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 1.49** (volatility 43%). Beta of 1.49 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RPC · Page: https://foliofundamentals.com/stocks/rpc

Not investment advice.