# Red River Bancshares Inc. (RRBI) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $103.36, market value $681 million.

## Valuation
- **P/E (trailing): 14.9×** (5-yr avg 10.9×, 3-yr avg 11.1×). Red River Bancshares Inc. trades at 14.9× trailing earnings, well above its own five-year average of 10.9×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 13.4×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.47**. A PEG of 0.47 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.8×**. The shares trade at 1.8× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.5%** (5-yr avg 10.6%). Free cash flow equals 7.5% of the market value, below its five-year average of 10.6%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 6.7%**. The inverse of the P/E: 6.7% of the price is earned each year.

## Profitability
- **Return on equity: 11.7%**. 11.7% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 28.9%** (3-yr 7.5%/yr, 5-yr 10.7%/yr). Earnings per share rose 28.9%.
- **Free-cash-flow growth (3 yr): 4.1%/yr**. Free cash flow has compounded at 4.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 0.97%** ($0.80 per share, trailing). Red River Bancshares Inc. yields 0.97%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 8%** (10% of free cash flow). 8% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 6**. 6 straight years of increases.
- **Dividend growth (5 yr): 17.6%/yr** (1-yr 50.0%). The dividend has compounded at 17.6% a year over five years, doubling roughly every 4 years at that pace.

## Price and momentum
- **Total return (1 yr): 59.3%** (YTD 45.5%, 3-mo 13.6%). The shares are up 59.3% over twelve months including dividends.
- **From 52-week high: -1.2%** (67.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 0.46** (volatility 26%). Beta of 0.46 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=RRBI · Page: https://foliofundamentals.com/stocks/rrbi

Not investment advice.