# Saia Inc. (SAIA) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Industrials / Transportation Infrastructure. Price $357.94, market value $9.5 billion.

## Valuation
- **P/E (trailing): 34.5×** (5-yr avg 30.5×, 3-yr avg 33.7×). Saia Inc. trades at 34.5× trailing earnings, close to its own five-year average of 30.5×. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 25.3×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 2.8×**. Each dollar of revenue is priced at 2.8×.
- **Price / book: 3.5×**. The shares trade at 3.5× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 15.4×**. Enterprise value is 15.4× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 2.7%** (5-yr avg 0.1%). Free cash flow equals 2.7% of the market value, above its five-year average of 0.1%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 2.9%**. The inverse of the P/E: 2.9% of the price is earned each year.

## Profitability
- **Operating margin: 11.0%**. 11.0% of revenue is left after running the business.
- **Net margin: 7.9%**. 7.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.9%**. 9.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 10.9%**. Return on all capital, debt included, is 10.9%.
- **Return on assets: 8.0%**. Each dollar of assets produces 8.0% of profit.

## Growth
- **Revenue growth (1 yr): 0.8%** (3-yr 5.0%/yr, 5-yr 12.2%/yr). Revenue grew 0.8% over the last year, against 12.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -29.5%** (3-yr -10.8%/yr, 5-yr 12.9%/yr). Earnings per share fell 29.5%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -36.3%/yr**. Free cash flow has compounded at -36.3% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.06**. Debt is 0.06 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.2×**. It would take 0.2 years of operating earnings to repay net borrowings, within the comfortable range.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Saia Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (21 analysts). 21 analysts cover Saia Inc.; the consensus is buy, with an average price target of $432.95 (+21% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 20.4%** (YTD 9.6%, 3-mo -23.3%). The shares are up 20.4% over twelve months including dividends.
- **From 52-week high: -27.6%** (43.6% above the low). Trading 28% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 1.50** (volatility 48%). Beta of 1.50 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SAIA · Page: https://foliofundamentals.com/stocks/saia

Not investment advice.