# Brompton Split Banc Corp. (SBC.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Financial Services / Capital Markets. Price C$13.20, market value C$489 million.

## Valuation
- **P/E (trailing): 1.6×** (5-yr avg 2.6×, 3-yr avg 3.1×). Brompton Split Banc Corp. trades at 1.6× trailing earnings, well below its own five-year average of 2.6×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 6.4×**. Each dollar of revenue is priced at 6.4×.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 0.4×**. Enterprise value is 0.4× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: -0.4%** (5-yr avg -11.8%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 62.1%**. The inverse of the P/E: 62.1% of the price is earned each year.

## Profitability
- **Gross margin: 94.8%**. Brompton Split Banc Corp. keeps 94.8% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 344.7%**. 344.7% of revenue is left after running the business, an exceptional level.
- **Net margin: 415.1%**. 415.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 43.1%**. 43.1% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 36.6%**. Each dollar of assets produces 36.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 109.5%** (5-yr 26.1%/yr). Revenue grew 109.5% over the last year, against 26.1% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 73.3%** (5-yr 109.0%/yr). Earnings per share rose 73.3%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: C$642 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 9.09%** (C$0.95 per share, trailing). Brompton Split Banc Corp. yields 9.09%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 18%**. 18% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 5.4%/yr** (1-yr 4.3%). The dividend has grown 5.4% a year over five years.
- **Shareholder yield: 3.5%**. Dividends plus net buybacks return 3.5% of the market value a year.

## Price and momentum
- **Total return (1 yr): 88.4%** (YTD 44.0%, 3-mo 6.8%). The shares are up 88.4% over twelve months including dividends.
- **From 52-week high: -14.6%** (77.8% above the low). Trading 15% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 1.11** (volatility 27%). Beta of 1.11 against the S&P/TSX Composite: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SBC.TO · Page: https://foliofundamentals.com/stocks/sbc.to

Not investment advice.