# Seacoast Banking Corporation of Florida (SBCF) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $34.60, market value $3.4 billion.

## Valuation
- **P/E (trailing): 22.5×** (5-yr avg 18.3×, 3-yr avg 20.0×). Seacoast Banking Corporation of Florida trades at 22.5× trailing earnings, well above its own five-year average of 18.3×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.18**. A PEG of 1.18 is in the range usually read as fairly priced for its growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 4.5%**. The inverse of the P/E: 4.5% of the price is earned each year.

## Profitability
- **Return on equity: 5.3%**. 5.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 10.6%** (3-yr -1.8%/yr, 5-yr 1.7%/yr). Earnings per share rose 10.6%.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $389 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.20%** ($0.75 per share, trailing). Seacoast Banking Corporation of Florida yields 2.20%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 5**. 5 straight years of increases.

## Price and momentum
- **Total return (1 yr): 12.0%** (YTD 11.5%, 3-mo 15.4%). The shares are up 12.0% over twelve months including dividends.
- **From 52-week high: -4.6%** (21.1% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.89** (volatility 26%). Beta of 0.89 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SBCF · Page: https://foliofundamentals.com/stocks/sbcf

Not investment advice.