# Charles Schwab CDR (CAD Hedged) (SCHW.TO) fundamentals

Data as of 2026-11-04. TSX, Canada. Sector: Financial Services / Capital Markets. Price C$26.24, market value C$206.1 billion.

## Valuation
- **P/E (trailing): 15.5×**. Charles Schwab CDR (CAD Hedged) trades at 15.5× trailing earnings. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 7.9×**. Each dollar of revenue is priced at 7.9×.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.2%**. Free cash flow equals 5.2% of the market value. Above 5% is generally attractive.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Net margin: 37.0%**. 37.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 17.9%**. 17.9% on shareholders' equity is solid.
- **Return on assets: 2.1%**. Each dollar of assets produces 2.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 22.0%** (3-yr 4.8%/yr). Revenue grew 22.0% over the last year.
- **EPS growth (1 yr): 55.5%** (3-yr 9.9%/yr). Earnings per share rose 55.5%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 100.6%/yr**. Free cash flow has compounded at 100.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: C$46.0 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Charles Schwab CDR (CAD Hedged) does not currently pay a dividend, but it returned 5.3% of its market value through buybacks over the last year.

## Price and momentum
- **From 52-week high: -22.4%** (5.0% above the low). Trading 22% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 27**. An RSI of 27 is oversold; bounces are common, but oversold can stay oversold in a real decline.
- **Beta (1 yr): 0.15** (volatility 27%). Beta of 0.15 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SCHW.TO · Page: https://foliofundamentals.com/stocks/schw.to

Not investment advice.