# Stifel Financial Corporation (SF) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Capital Markets. Price $68.64, market value $10.3 billion.

## Valuation
- **P/E (trailing): 11.9×** (5-yr avg 14.6×, 3-yr avg 17.7×). Stifel Financial Corporation trades at 11.9× trailing earnings, close to its own five-year average of 14.6×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.7×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 2.5×**. Each dollar of revenue is priced at 2.5×.
- **Price / book: 2.0×**. The shares trade at 2.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 3.5%** (5-yr avg 8.6%). Free cash flow equals 3.5% of the market value, below its five-year average of 8.6%, so the shares are pricier on cash than usual.
- **Earnings yield: 8.4%**. The inverse of the P/E: 8.4% of the price is earned each year.

## Profitability
- **Net margin: 18.1%**. 18.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.4%**. 11.4% on shareholders' equity is solid.
- **Return on assets: 2.3%**. Each dollar of assets produces 2.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 14.5%** (3-yr 8.5%/yr, 5-yr 7.1%/yr). Revenue grew 14.5% over the last year, against 7.1% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -6.1%** (3-yr 3.3%/yr, 5-yr 7.1%/yr). Earnings per share fell 6.1%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -0.6%/yr**. Free cash flow has compounded at -0.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $2.3 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.98%** ($1.32 per share, trailing). Stifel Financial Corporation yields 1.98%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 9**. 9 straight years of increases.
- **Dividend growth (5 yr): 32.3%/yr** (1-yr 9.5%). The dividend has compounded at 32.3% a year over five years, doubling roughly every 2 years at that pace.

## Price and momentum
- **Total return (1 yr): -11.9%** (YTD -17.0%, 3-mo -17.8%). The shares are down 11.9% over twelve months including dividends.
- **From 52-week high: -23.6%** (5.0% above the low). Trading 24% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.99** (volatility 26%). Beta of 0.99 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SF · Page: https://foliofundamentals.com/stocks/sf

Not investment advice.