# Savaria Corporation (SIS.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Industrials / Machinery. Price C$28.29, market value C$2.0 billion.

## Valuation
- **P/E (trailing): 23.4×** (5-yr avg 37.6×, 3-yr avg 25.6×). Savaria Corporation trades at 23.4× trailing earnings, well below its own five-year average of 37.6×: cheap by its own standards. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 18.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.45**. A PEG of 0.45 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.1×**. Each dollar of revenue is priced at 2.1×.
- **Price / book: 3.1×**. The shares trade at 3.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 11.8×**. Enterprise value is 11.8× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.6%** (5-yr avg 6.7%). Free cash flow equals 5.6% of the market value, in line with its five-year average of 6.7%. Above 5% is generally attractive.
- **Earnings yield: 4.3%**. The inverse of the P/E: 4.3% of the price is earned each year.

## Profitability
- **Gross margin: 39.1%**. Savaria Corporation keeps 39.1% of revenue after the direct cost of what it sells.
- **Operating margin: 13.6%**. 13.6% of revenue is left after running the business.
- **Net margin: 7.5%**. 7.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 10.7%**. 10.7% on shareholders' equity is solid.
- **Return on invested capital: 12.0%**. Return on all capital, debt included, is 12.0%.
- **Return on assets: 8.0%**. Each dollar of assets produces 8.0% of profit.

## Growth
- **Revenue growth (1 yr): 5.3%** (3-yr 5.0%/yr, 5-yr 20.8%/yr). Revenue grew 5.3% over the last year, against 20.8% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 39.7%** (3-yr 20.0%/yr, 5-yr 12.8%/yr). Earnings per share rose 39.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 18.1%/yr**. Free cash flow has compounded at 18.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.32**. Debt is 0.32 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 1.0×**. It would take 1.0 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 11.6×**. Operating profit covers interest 11.6× over, a safe margin.
- **Current ratio: 1.61** (quick 0.83). Current assets cover the next year's liabilities 1.61 times.
- **Altman Z-score: 4.76**. A Z-score of 4.76 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.98%** (C$0.56 per share, trailing). Savaria Corporation yields 1.98%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 57%** (35% of free cash flow). 57% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 10**. 10 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 3.4%/yr** (1-yr 4.6%). The dividend has grown 3.4% a year over five years.

## Price and momentum
- **Total return (1 yr): 40.3%** (YTD 25.5%, 3-mo -2.7%). The shares are up 40.3% over twelve months including dividends.
- **From 52-week high: -11.5%** (40.7% above the low). Trading 11% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 45**. An RSI of 45 is neutral.
- **Beta (1 yr): 0.69** (volatility 25%). Beta of 0.69 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SIS.TO · Page: https://foliofundamentals.com/stocks/sis.to

Not investment advice.