# Schneider National Inc. (SNDR) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Industrials / Rail & Road Transport. Price $29.55, market value $5.2 billion.

## Valuation
- **P/E (trailing): 36.9×** (5-yr avg 25.2×, 3-yr avg 35.5×). Schneider National Inc. trades at 36.9× trailing earnings, well above its own five-year average of 25.2×: investors are paying up relative to the company's past. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 17.8×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.9×**. Each dollar of revenue is priced at 0.9×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.7×**. The shares trade at 1.7× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 8.4×**. Enterprise value is 8.4× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.0%** (5-yr avg 4.8%). Free cash flow equals 5.0% of the market value, in line with its five-year average of 4.8%.
- **Earnings yield: 2.7%**. The inverse of the P/E: 2.7% of the price is earned each year.

## Profitability
- **Operating margin: 3.4%**. 3.4% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 1.8%**. 1.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 3.4%**. 3.4% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 5.0%**. Return on all capital, debt included, is 5.0%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 2.9%**. Each dollar of assets produces 2.9% of profit.

## Growth
- **Revenue growth (1 yr): 7.3%** (3-yr -4.9%/yr, 5-yr 4.5%/yr). Revenue grew 7.3% over the last year, against 4.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -10.6%** (3-yr -38.7%/yr, 5-yr -13.1%/yr). Earnings per share fell 10.6%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -3.9%/yr**. Free cash flow has compounded at -3.9% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.13**. Debt is 0.13 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.3×**. It would take 0.3 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 2.13** (quick 2.13). Current assets cover the next year's liabilities 2.13 times.
- **Altman Z-score: 4.03**. A Z-score of 4.03 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend yield: 1.35%** ($0.40 per share, trailing). Schneider National Inc. yields 1.35%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 65%** (27% of free cash flow). 65% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): -30.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (14 analysts). 14 analysts cover Schneider National Inc.; the consensus is buy, with an average price target of $35.21 (+19% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 39.8%** (YTD 12.2%, 3-mo -15.3%). The shares are up 39.8% over twelve months including dividends.
- **From 52-week high: -24.8%** (44.1% above the low). Trading 25% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 36**. An RSI of 36 is neutral.
- **Beta (1 yr): 1.02** (volatility 38%). Beta of 1.02 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SNDR · Page: https://foliofundamentals.com/stocks/sndr

Not investment advice.