# 1st Source Corporation (SRCE) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks. Price $87.97, market value $2.1 billion.

## Valuation
- **P/E (trailing): 12.1×** (5-yr avg 10.0×, 3-yr avg 10.1×). 1st Source Corporation trades at 12.1× trailing earnings, well above its own five-year average of 10.0×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.59**. A PEG of 0.59 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 10.9%** (5-yr avg 14.2%). Free cash flow equals 10.9% of the market value, below its five-year average of 14.2%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.3%**. The inverse of the P/E: 8.3% of the price is earned each year.

## Profitability
- **Return on equity: 12.4%**. 12.4% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 19.6%** (3-yr 9.8%/yr, 5-yr 15.1%/yr). Earnings per share rose 19.6%.
- **Free-cash-flow growth (3 yr): 7.2%/yr**. Free cash flow has compounded at 7.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 2.05%** ($0.40 per share, trailing). 1st Source Corporation yields 2.05%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 24%** (18% of free cash flow). 24% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 6.1%/yr** (1-yr 8.6%). The dividend has grown 6.1% a year over five years.

## Analyst view
- **Analyst consensus: hold** (3 analysts). 3 analysts cover 1st Source Corporation; the consensus is hold, with an average price target of $95.00 (+8% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 52.9%** (YTD 44.5%, 3-mo -1.4%). The shares are up 52.9% over twelve months including dividends.
- **From 52-week high: -3.8%** (49.0% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 63**. An RSI of 63 is neutral.
- **Beta (1 yr): 0.30** (volatility 19%). Beta of 0.30 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SRCE · Page: https://foliofundamentals.com/stocks/srce

Not investment advice.